Patient Update: Geoff On Heart Surgery Cost & Health Insurance
One set of recurring questions I receive from patients and caregivers relate to the costs of heart valve surgery and bypass operations. The questions typically go something like, “How much does a heart surgery cost?” or “How much does open heart surgery cost in the USA versus India?” or “How much will my insurance cover – including all the hospital costs, surgeon fees and anesthesia fees?”
This morning, I received an interesting email Geoff (pictured below with his fiancee). In preparing for his mitral valve replacement surgery, Jeff researched these topics and learned some interesting information. That said, I thought you might like to read the note Geoff sent me.
EMAIL FROM GEOFF TO ME REGARDING HEART SURGERY COSTS AND INSURANCE COVERAGE:
I enjoyed reading your book and receiving the daily blog from you. The ideas, tips and patient stories provided have been very informative.
I wanted to give you an update on my condition and some insight that may help others when dealing with insurance companies. My surgery is scheduled for Tuesday, May 6th. The cardiac surgery is going to be performed at Duke by Dr. Glower. It is going to be a minimally invasive mitral valve repair/replacement. I’m hoping for a mitral valve repair but Dr. Glower said to be prepared for the heart valve replacement (just in case).
Now for the best part… The insurance company called today and my pathetic insurance company is only going to pay a whopping $18k! I believe the billings are expected to be as high $120k plus. I am hoping that the contracted discount rates come through in a big way!
Please tell your readers to pay close attention to their policies. The line on mine that says “Miscellaneous applies to everything in the hospital except room and board and the surgeons fee”. It was only $15k. That’s a heck of a miscellaneous column! Good luck to all the readers out there. Thanks for sharing all your stories and insights!
Thanks for sharing Geoff!
If you would like to learn more about the costs of heart surgery, click the following links about heart valve replacement costs and heart valve repair costs.
Keep on tickin!
Adam Pick is a patient, author of The Patient's Guide To Heart Valve Surgery and the founder of HeartValveSurgery.com.